Why You Need A Car Accident Lawyer Even If You Have Insurance In Green Bay

Car accidents are a common occurrence on our roads, and they can result in serious injuries, property damage, and even deaths. Most people assume that having insurance is enough protection in the event of an accident, but that's not always the case. There are many reasons why you may need to hire a Green Bay car accident attorney, even if you have insurance.

In this article, we'll explore some of those reasons and explain why a lawyer can be an invaluable asset in the aftermath of a car accident.

Understanding Insurance Coverage

First, it's important to understand what insurance coverage entails. While insurance can provide compensation for damages and injuries sustained in an accident, there are limits to what the insurance company will pay out. 

Proving Fault in an Accident

Another reason why you may need a car accident lawyer is to help prove fault in an accident. In some cases, it may be clear who was at fault, but in others, it can be much more difficult to determine. 

Negotiating with Insurance Companies

As we mentioned earlier, insurance companies are businesses, and their main goal is to make a profit. This means that they may try to pay out as little as possible for claims, even if it means denying or undervaluing legitimate claims. 

Filing a Lawsuit if Necessary

If negotiations with the insurance company fail to result in a fair settlement offer, a car accident lawyer can help you file a lawsuit to pursue compensation through the courts. While this is often a last resort, it can be necessary in some cases, especially if your injuries are serious or if the other driver was clearly at fault but their insurance company is refusing to pay out.